The February Challenge ... or Oops I've Already Spent All My Housekeeping for the Month
As I have gone 'wild in the aisles' this week and have already spent the grand total of £36.13 (yes, if you read yesterdays post you will notice that this has gone up by another pound - 3 boxes of paracetamol from the Pound Shop purchased today while we were in Reading for Lovely Hubby's eye test), out of my monthly budget of £36.92, I have decided to set myself a mini Challenge, you know how good I am at them .... although I do occasionally drive LH mad :-)
When I got back from Sainsb*rys the other day waiting for me in the postbox at the farm gate were my two favourite envelopes. My money off vouchers for using my two credit cards (we pay them off in full each and every month so incur no interest charges). M and S vouchers to the value of £15 and T*sco vouchers to the value of £13 plus some coupons for things we regularly buy to the value of £1.90 and 25 extra points. I have therefore decided that these vouchers and coupons are my housekeeping money for the rest of the month.
Because obviously you can't spend exactly the amount of the coupon (although I am going to do my very best) I am also being super generous with myself and putting £10 into my purse to pay any difference over the value of the vouchers.
If I struggle or need anything else I have a back up my stash of saved up Nectar points, which at the moment stands at around £19, (don't I just love that the price of diesel is so high and that LH's truck hold a whopping £90 worth of fuel for each month ......not really but it does get me a great big wodge of points every month).
So this is my Challenge, of course I have loads of food in the freezers and cupboards, neatly added to by this weeks purchases, so I am going to continue to use up the stash and hopefully just have to spend my vouchers on the top up fresh fruit and veg that we may need.
After all I'll soon be needing some onions ......... I still have only 2 left :-)