We've given all our money away .... but in return we now almost own half of the very first house that we will have bought together. Yes we have managed a whopping 50% deposit. But our bank account is now a windswept and barren place.
Knowing our pockets are empty .....
... that we cracked open our piggy bank of savings for such a fantastic reason is brilliant.
We now just have all the formalities to finish off but until the keys are grasped in our own hands I don't think either of us will fully believe that everything that we have worked towards is finally coming together. The picture at the top of this post is the back of our 'soon to be' house, when you see the front of it heading a Blog post you will know that we are the proud owners of the keys to the front door
Of course it does mean that from now on ...
... we have to clamp down on the spending.
Use every voucher ....
... every money saving tip ...
... all of them ....
... yes really every single one that we know of.
We will have to grow as much as we can ....
... make as much as we can ...
... make full use of everything we have,
and find all the best bargains ....
...so we can save all the pennies ...
... to feed our bank account back up so that we will be ready to pay off the allowed 10% overpayment that we can make on our brand new mortgage each year for the first two years and at the same time save like mad to be able scrape together by hook or by crook the means to be able to pay it off completely as soon as we are out of the 'penalty if you do' period.
But of course while we do all of this we will hold in our hearts and minds these very true words.
We will be rich, very rich because we will have -
our furry and feathered family members
hopefully - our health
a wonderful place to live
clean air to breathe
clean water to drink
our dear Blogging Buddies, Followers and readers.
All of you that take the time to read and comment, that spur us on to greater and better things, commiserate with us when it all goes pear shaped, laugh with us (and at us) when it all turns out hilarious and have rooted for us every single step of this monumentous search for our Forever Home.
I now accept my Oscar for best leading lady .......... oh sorry wrong speech.
All I want to say is THANK YOU