It's Thursday and time to link over to Angela at Tracing Rainbows for the Christmas Tips and Ideas from the Top Tip Team - Week One.
£21.50 to spend in Tesco (I'll not convert these, just use them for foody treats)
My very first tip for Christmas - don't spend a fortune!! Well not in cash anyway...
£7.25 to spend in the Garden Centre (more food or maybe a nice Christmassy plant for the house)
Christmas should be a time for family, for friends, time to be together, time to relax. We've all had a tough year one way and another, why finish on a manic rush around, spend far too much money, and feel guilty for the start of the New Year. Why dread those credit card bills falling through the letter box in January and start our next year on a bad foot.
£15 in M&S - possibly food (always a tin of Shortbread - we collect the Scottish scene tins)
You can see from these pictures what I decided to do,.....when did I plan this.... only last month when my M&S vouchers landed through the door, I went to put them in my purse and discovered I hadn't spent the last quarters yet. So I decided to see what else came my way before the start of December and use whatever it was to finance treats for Christmas. Just think if I'd started at the beginning of the year how much I would have had.
£11.63 inAsda vouchers off 2 x £40 shops. (Yes - I went round twice when I used them at the start of the week!)
I stocked up on pet foods and cleaning products ready for our move and used these vouchers, included in my shop was our alcohol supply for Christmas and some chocolates and nuts, bought while they were on offer, no doubt they will shoot up in price nearer to Christmas.
As well as all my vouchers I also amass points on these throughout the year. As we spent the Nectar points to buy food for our holiday in May this is a lot lower than usual, but just as welcome, so I have invisible money to spend in these two shops. There's £19.47 on the Boots card, I usually wait for their 'buy 2 get one free offer' to start and make my points go even further on treats for us and £13.02 on the Nectar card which I will use for a bit of useful stockpiling in Sainsburys.
So all in all a good way to spread a bit of invisible 'saving' over the course of the year and something I will definitely be doing ALL next year, as this is the last time we are having a bit of a splurge, we are tightening our belts next year and beginning our quest to save for our 'forever home' once we have moved so all the vouchers will be even more welcome for Christmas 2012..... gosh for once I really am thinking ahead!!
This year, as I just said, for the very last time we are having gigantic splurge, something no voucher would have paid for. Lovely Hubby has a top of the range Air Rifle and all it's accessories, ready for his foray into self sufficiency (I call it murder, he calls it filling the freezer!). He wants to be self sufficient in things like rabbit, pigeon etc once we start living extremely frugally next year, so an expensive but useful acquisition. Me......well I'm getting something that is not really useful, not really terribly practical but something I have wanted for years and years and years......we pick her up next week.....I'll introduce you then!!